About
About Lumifrik
Lumifrik Holdings Ltd. is a pan-African financial technology and investment group, headquartered in Dublin, Ireland, and founded in 2025.
Who we are
We build sovereign financial and digital infrastructure for Africa and its diaspora: banking, payments, capital markets, identity and secure technology.
Our model is simple. Lumifrik Holdings owns and develops the core technology. Our subsidiaries and licensed partners operate it in each market, under the supervision of local regulators. This lets a bank, a regulator or a government adopt proven infrastructure without having to build it alone.
Build a sovereign financial and digital infrastructure for Africa and its diaspora.
Connect global potential with the realities of the continent: enabling nations to control their data, their assets and their future.
Values
Innovation
We build our own technology and design it for African payment rails, regulators and users.
Inclusion
Our products are designed to reach small businesses, traders, farmers and the diaspora, not only large institutions.
Integrity
We say what is live, what is in pilot and what is in development, and we follow the rules of every jurisdiction we enter.
Impact
We measure ourselves by the institutions we strengthen and the people they serve.
- Finance
- Technology
- Sovereignty
- Innovation
Leadership
Muftawu Sanusi
Founder and Group Chief Executive Officer
Governance
Lumifrik Holdings is governed by its shareholders' meeting and board of directors. The Group Chief Executive is supported by a Deputy CEO and group functions for strategy, finance, risk, digital and innovation, information systems, legal and compliance, human resources, development and international relations, and investments.
Our governance framework provides for six board committees:
- Audit and control
- Risk
- Strategy and investments
- Governance, nominations and remuneration
- Technology, digital and innovation
- CSR and sustainability
Each banking subsidiary has its own board and committees, including credit and asset-liability (ALCO) committees, as required by its regulator.